Before you send money to a new account, it is worth spending twenty seconds on this check. Enter any 11-character IFSC code below and this free IFSC code checker will show you the bank, the exact branch, its address and MICR code, and whether the branch supports NEFT, RTGS, IMPS and UPI. If the bank and branch on the result match what the receiver told you, you can transfer with confidence.
IFSC Code Checker
Branch data is fetched live from the open IFSC database (ifsc.razorpay.com), which is built on RBI records. Your entry goes only to that lookup service. Never enter an account number, PIN or password here.
How to use this IFSC code checker
- Type or paste the 11-character IFSC code into the box. Small letters are fine; the tool converts them to capitals.
- Press Check Bank Details. The branch record opens below the tool in a few seconds.
- Compare the bank name, branch name and city with the details the receiver gave you. All three should match before you send money.
If the format itself is wrong, the tool tells you before searching. If the format is right but no record exists, the code is either mistyped or belongs to a branch that has closed or merged, which is common after bank mergers. In that case, ask the receiver for the fresh IFSC from their bank app or passbook instead of guessing.
What an IFSC code is, in plain words
IFSC stands for Indian Financial System Code. It is the address of one specific bank branch for electronic transfers. The Reserve Bank of India assigns these codes, and every NEFT, RTGS and IMPS transfer in India uses one to decide where the money should land. UPI apps hide it from you, but the same branch codes sit underneath.
The 11 characters follow a fixed pattern. The first four letters identify the bank, such as SBIN for State Bank of India or HDFC for HDFC Bank. The fifth character is always the digit 0. The last six characters identify the individual branch. That is why a single wrong character can send the lookup, and potentially a payment instruction, to the wrong branch.
Where to find an IFSC code
- Cheque book: printed on every cheque leaf, usually near the branch name.
- Passbook: shown on the first page with your account details.
- Bank app and net banking: visible in the account details or profile section. If you are setting this up for the first time, our guide on linking a mobile number to a bank account covers the registration steps most apps ask for.
- Bank statement: printed on statements, including the ones covered in our statement guides.
- This checker, in reverse: if someone gives you only an IFSC, run it here to confirm which branch it belongs to before paying.
Why verifying an IFSC matters before a transfer
Most failed NEFT and RTGS transfers trace back to a wrong IFSC or a wrong account number typed in a hurry. Money sent to a wrong but valid IFSC can still be recovered through the bank, yet it takes days of follow-up. A twenty-second check on this page catches the common errors upfront: a code from the receiver’s old branch, a branch that shifted after a merger, or two digits swapped while typing. If a transfer has already gone wrong on the UPI side, our guide on a UPI payment failed but money debited explains the refund route.
Frequently Asked Questions
Is this IFSC code checker free?
Yes. There is no sign-up and no charge. The lookup runs live against the open IFSC database each time you check a code.
Does the tool store the IFSC I enter?
No. This page does not save your entry. The code is sent only to the lookup service to fetch the branch record, and nothing is stored on this website.
The checker shows a different branch than expected. What should I do?
Do not proceed with the transfer on that code. Ask the receiver to share the IFSC from their bank app or a fresh cheque leaf, and check that code instead. After bank mergers, old passbooks often carry outdated codes.
Can I find an IFSC if I only know the bank and branch name?
This checker works from the code itself. For a name-based search, your bank’s official website and the RBI’s branch listings are the reliable sources. Once you have a candidate code from there, verify it here before paying.
What is the difference between IFSC and MICR?
IFSC identifies a branch for electronic transfers such as NEFT, RTGS and IMPS. MICR is a nine-digit code used in cheque processing. Both appear in the result above when the branch record carries them.
Facts last checked: 21 October 2026. Branch data is maintained in the open IFSC database built on RBI records.