Bajaj Finance Card

How to Apply for Bajaj Finance Card: Eligibility, Documents and Benefits

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If you, too, shop online on platforms like Amazon and Flipkart but do not receive any rewards or discounts, we have some exciting news for you. You can now make purchases without incurring any extra charges by using the Bajaj Finance Card. With the Bajaj Finance EMI Card, you can purchase various electronic items and gadgets at substantial discounts.

However, to obtain the Bajaj Finance Card, you must apply for it—a process that requires you to possess the necessary documents. You can apply for this card online; complete details regarding this procedure are provided in this post, so please stay with us until the end of this article.

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Eligibility for the Bajaj Finance Card

  • You must be a resident citizen of India.
  • Your mobile number must be linked to your Aadhaar Card.
  • The applicant’s age must be between a minimum of 18 years and a maximum of 59 years.
  • You must have a good CIBIL score.
  • You must have a regular source of income.
  • It is mandatory to have an auto-debit facility enabled on your bank account (via NACH approval/e-Mandate) or to hold a savings account.

Documents Required to Apply for the Bajaj Finance Card

  • Aadhaar Card
  • Mobile number linked to the Aadhaar Card
  • PAN Card
  • Cancelled Cheque
  • Recent passport-sized photograph
  • A savings account, along with internet access, is mandatory.

Benefits of the Bajaj Finance Card

The Bajaj Finance Card offers numerous benefits, as outlined below:

  • First and foremost, as it is a non-governmental institution, your requests are processed in a timely manner.
  • With the Bajaj EMI Card, you can make purchases through easy installments.
  • No interest charges of any kind are levied on purchases made using this card.
  • Initially, the Bajaj EMI Card offered a credit limit of up to ₹200,000.
  • If you maintain a good CIBIL score with your bank, the credit limit on this card may also be increased.
  • Provided your CIBIL score is strong, customers are not required to submit proof of income, a guarantor, or security documentation.
  • This card allows for a repayment tenure of up to 24 months for the installment amounts.
  • You can apply for this card online from the comfort of your home.
  • Its most significant advantage is that the Bajaj Finserv Insta EMI Card limit is determined based on your CIBIL score and income.

How to Apply for a Bajaj Card

  • First, open the official website: www.bajajfinserv.in.
  • Once you are on the homepage of the official website, navigate to the ‘EMI Network Card’ section and click on the ‘EMI Card’ option.
Bajaj Finance Card
  • On the following page, enter your Mobile Number and click the ‘Apply’ button.
  • Now, you will receive a 6-digit OTP on your mobile number. Enter this OTP and click ‘Submit’.

Next, enter the details exactly as they appear on your Aadhaar Card and PAN Card:

  • Full Name
  • Date of Birth
  • PAN Number
  • Address PIN Code
  • Employment Status (Salaried or Self-Employed)
  • Gender
  • After selecting/entering all the required information, click the ‘Proceed’ button.
  • Once your details have been verified, your Bajaj EMI Card limit will be displayed.
  • Now, click ‘Proceed’ to complete the KYC process for your Bajaj Finance EMI Card.
  • Next, click the ‘Confirm’ button to verify that the details displayed match the information on your Aadhaar Card and PAN Card.
  • Your card limit will now be visible. To activate your Bajaj EMI Card, you are required to pay a fee of ₹530. Click the ‘Pay Now’ button to proceed.

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Several payment options will appear:

  • UPI
  • Net Banking
  • Debit Card
  • Credit Card
  • Select one of these options, click ‘Pay Now’, and complete the payment.
  • Once the payment is successful, your Bajaj Finance EMI Card will be generated.
  • If you wish to purchase products—either online or offline—using this Bajaj EMI Card, you must verify your E-Mandate.
  • Click ‘Activate Now’ to activate your Bajaj EMI Card.
  • The relevant Branch Name will then be displayed.
  • To link your Bajaj EMI Card, select either ‘Net Banking’ or ‘Debit Card’, check the ‘Terms & Conditions’ box located below, and click the ‘Proceed’ button.
  • Next, click the ‘Allow’ option to verify your bank account; this will trigger a credit of ₹1 to your account for verification purposes.
  • Now, select either ‘Internet Banking’ or ‘ATM Debit Cards (of SBI)’ and click ‘Submit’.
  • You will receive an OTP on your registered mobile number. Enter this OTP and click ‘Confirm’.
  • Finally, select the specific bank account/ATM card that you wish to activate for use with the card. Now, enter your ATM card’s Expiry Date, Name, PIN, and Captcha code, then click the ‘Proceed’ button.
  • Next, select the ‘Terms & Conditions,’ click ‘Accept,’ and then click the ‘Proceed’ button to continue.
  • Following this, your E-Mandate KYC will be completed. You can now start shopping using your Bajaj Finance card.

FAQs

What documents are required to apply for a Bajaj Card?

To apply for a Bajaj Card, you need an Aadhaar Card, the mobile number linked to your Aadhaar Card, a PAN Card, a cancelled cheque, a recent passport-sized photograph, and similar documents.

Can I apply for a Bajaj Finance Card online?

Yes, you can apply for a Bajaj Finance Card online. To do so, you must possess the following documents and meet the specified eligibility criteria.

What is the Bajaj Finance app called?

The Bajaj Finance app is called Bajaj Finserv.

How much does it cost to get a Bajaj Card?

There is no fee whatsoever for applying for a Bajaj Card. However, the credit card carries an annual fee—typically ₹399 or higher—which is mandatory to pay. The applicable charges for obtaining a Bajaj Finance Card are also subject to change over time.

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