Your Bandhan Bank credit card statement is the monthly record of how you used your card and how much you need to pay. It lists purchases, payments and other transactions for a billing cycle, along with the total amount due, the minimum amount due and the payment due date. Checking it on time helps you spot an incorrect charge, confirm that a payment was received and avoid missing a due date.
You do not need to wait for a paper copy. A Bandhan Bank credit card statement can be viewed or downloaded through the mobile banking app and net banking, received on your registered email, or requested with the help of a branch. This guide explains each method with clear steps and also shows how to read the important parts of the statement.
Ways to Get Your Bandhan Bank Credit Card Statement
| Method | Best For | What You Need |
|---|---|---|
| mBandhan mobile app | Quickly viewing or downloading a statement on your phone | Mobile banking login and your linked credit card |
| Net banking | Choosing a period and saving the statement on a computer | User ID and password |
| Email statement | Receiving the monthly statement automatically | An updated email ID registered with the bank |
| Branch request | Help with an older statement or an access problem | Your credit card and an identity proof |
Get the Statement on the mBandhan App
The app is the fastest option if your Bandhan Bank credit card is linked to your mobile banking profile.
- Log in to the Bandhan Bank mobile banking app.
- Find and tap the Credit Card option.
- Select Statement or Transaction History.
- Choose the statement period. Enter the start date and end date where the app asks for a custom range.
- Tap View or Download Statement.
- The statement for the selected period will appear on the screen. Save or share the downloaded copy if you need it for your records.
If the card is not visible in the app, first confirm that you are logged in with the customer profile to which the card is linked. A card issued recently or under a different customer ID may need to be linked before its statement appears.
Download the Statement Through Net Banking
Net banking follows almost the same route and is useful when you want to save a PDF copy on a laptop or desktop.
- Visit the official Bandhan Bank website and open the net banking login page.
- Log in with your User ID and password.
- Go to the Credit Card section.
- Select Statement or Transaction.
- Enter or select the date/period for the statement you need.
- The statement will be displayed. Download and save it if required.
For comparison with another bank’s online process, our guide to downloading an HDFC credit card statement explains that bank’s net banking, app and email options in a similar step-by-step format.
Get Your Statement by Email
Bandhan Bank sends the monthly credit card statement to the email address registered with the card account. This is the easiest method when you only need the regular monthly bill: open the email for that billing cycle, download the attachment and store it safely.
If the statement is not reaching your inbox, check the following:
- Look in the spam, promotions and junk folders, especially around your usual statement date.
- Confirm that the email ID registered with the bank is still your active email address.
- If your email address has changed, update it through the bank’s available digital channels or ask a branch to help you register the new address and activate the email statement facility.
- For one missing month, download the same statement from the app or net banking instead of waiting for another email cycle.
Do not forward a statement to an unknown person or upload it to an unofficial website for “conversion” or verification. It contains sensitive account and transaction information.
Request a Statement at a Branch
If you cannot log in, need help finding an older statement, or your card is not appearing online, visit a Bandhan Bank branch with your credit card and a photo identity proof. Ask the staff to help you view, print or request the statement for the billing period you need. Note the period in advance — for example, the month and year — so the request is easy to trace.
Before requesting a printed duplicate, ask whether any bank charge applies to that specific request. This article does not quote a fee because the applicable charge, if any, should be confirmed by the branch for your card and request type.
How to Read Your Credit Card Statement
A statement becomes much easier to use when you know where the important figures are printed:
| Statement Detail | What It Means |
|---|---|
| Statement/billing period | The date range covered by this bill. |
| Transaction date and description | When a purchase, payment, reversal or charge was recorded and where it was made. |
| Total amount due | The full outstanding amount shown for that billing cycle. |
| Minimum amount due | The smallest amount shown by the bank as payable for that cycle. |
| Payment due date | The date by which the payment should be made. |
| Credit limit and available limit | Your total card limit and the portion still available for use. |
| Payments and credits | Payments or refunds credited to the card during the period. |
Transaction history and a monthly statement are related but not identical. Transaction history can include recent, unbilled activity, while a monthly statement is the bill generated for a completed billing cycle. If a purchase was made after the statement date, it may appear in the app’s transaction history before it appears in a generated monthly statement.
If a Transaction Looks Wrong
Compare the statement with your receipts and payment confirmations as soon as you download it. If you see a duplicate entry, an incorrect amount or a transaction you do not recognise, do not ignore it. Save a copy of the statement, note the transaction date and amount, and contact the bank through its official website, app or branch without delay. Keep the acknowledgement or complaint reference you receive. If the card itself is lost or you suspect it has been misused, ask the bank to block it immediately through an official channel.
If You Do Not Yet Have a Bandhan Bank Credit Card
A credit card lets an approved cardholder make eligible transactions up to an assigned credit limit and pay according to the monthly bill. The limit is decided after considering factors such as the applicant’s credit history and CIBIL score. Bandhan Bank offers different credit cards, and applications can be made through online and offline channels.
To start online, visit the official Bandhan Bank website, open Credit Card under the Personal section, and view the available cards. Select the card you want, choose Talk to Us, and either contact the bank through the options shown or use Get a Call Back. The bank will then contact you to continue the application.
Basic Eligibility
- The applicant must be 18 years of age or older.
- The applicant should have stable employment and a good income.
- The applicant must be a resident of India.
- A good CIBIL score is required.
Documents Commonly Required
- Applicant’s photograph
- Identity proof: Aadhaar card, PAN card, passport, voter ID card or driving licence
- Residence proof: Aadhaar card, ration card, electricity bill, water bill, voter ID card, bank account details or passport
- Income proof: bank statement, ITR, Form 16 or salary slip
- Mobile number
This statement guide is separate from our loan guide. If you are researching borrowing eligibility and documents instead, read the Bandhan Bank personal loan guide; it does not deal with monthly card bills. Readers tracking a submitted loan application with another bank may also use our HDFC personal loan status guide.
Safety Note
Download your statement only after logging in to Bandhan Bank’s official app or website, or collect it through a branch. Never share your OTP, PIN, password, full card number or CVV with anyone, and never enter these details on a page reached through an unknown message link. The bank does not need your OTP or PIN to send a statement. Store downloaded statements in a password-protected folder or device because they reveal your spending and account activity.
Frequently Asked Questions
How can I get my Bandhan Bank credit card statement?
You can view or download it through the Bandhan Bank mobile banking app or net banking, receive the monthly statement on your registered email, or request help at a branch.
Can I download a statement for a custom date range?
Yes. In the app or net banking, open the credit card statement or transaction history section, select the start and end dates for the period you need, and choose View or Download.
Why is my credit card statement not coming by email?
Check your spam or promotions folder and confirm that your current email address is registered with the bank. If the address has changed, update it and activate the email statement facility. You can download the missing month from the app or net banking.
Can I get a Bandhan Bank credit card statement from a branch?
Yes. Visit a branch with your credit card and an identity proof and ask the staff to help you view, print or request the statement for the period you need. Ask about any applicable charge before requesting a printed duplicate.
What should I do if I see an unknown transaction on my statement?
Save the statement, note the date and amount, and contact the bank immediately through its official app, website or branch. Keep the complaint reference. If the card is lost or misuse is suspected, ask for the card to be blocked at once.
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