As you may already be aware, SBI credit cards come with a wide range of features that cater to the diverse needs of different customers. Customers utilize SBI credit cards for various purposes, such as shopping, lifestyle expenses, travel, and more. If you have applied for an SBI credit card status online, you can check your application with the help of this article.
How to Check Your SBI Credit Card Status Online
Checking the status of your SBI Card through the official SBI Card website is extremely easy.
On the homepage of the SBI website, you will find a ‘Track Your Application’ button.
Enter your application number and click on the ‘Track’ button. You will then be able to view the status of your application.
If you do not have your application number, you can also retrieve it.
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How to Check SBI Credit Card Status Offline
You can contact the bank’s helpline numbers, available 24×7, to check the status of your SBI Card application. Both numbers are listed below:
- 1860-180-1290
- (STD Code)-39020202
Please keep your application number handy, as the customer service representative may ask for it.
How to Retrieve Your SBI Card Application/Reference Number
- Visit the ‘Track Your Application’ section on the SBI Card website and click on the second option, ‘Retrieve Application’.
- Enter your ‘Date of Birth’ and ‘PAN Number’ in the designated fields and click ‘Retrieve’. Your application number will appear on the page, allowing you to check the status of your SBI Card application.
SBI Credit Card Status Results
An applicant may encounter the following outcomes regarding their application SBI Credit Card Status:
Data Not Found – This occurs when an applicant enters incorrect data into the application status search bar.
On Hold – This indicates that the credit card application is currently stalled for some reason. The cause could be a deficiency in documentation or a pending verification process. Certain internal banking procedures may also be the underlying reason.
Approved – This signifies that the credit card application has been sanctioned, but the card has yet to be dispatched to the customer’s address.
Rejected – Evidently, this means that the bank has declined the credit card application. The most common reason is that the bank is not satisfied with the information provided by the applicant. Sometimes, a bank may consider issuing a credit card to a customer to be a high-risk proposition and reject the application.
Dispatched – This indicates that the bank has sent the card to the customer’s address via postal services.
Security Tips for Your SBI Credit Card
Never Let Your Credit Card Out of Your Sight During Billing:
In today’s world, anyone can use your credit card to access your personal and general information and subsequently conduct fraudulent transactions. Therefore, whether you are purchasing goods or dining out, never let your card leave your line of sight during the billing process. We advise you to keep your wallet open and hold it in your own hand for as long as your card remains with the merchant.
Never Save Your Credit Card Number:
Nowadays, many applications and websites offer you the option to save your credit card number and its expiration date. However, it is your responsibility to ensure that you never save your credit card number on any website. While saving your credit card number may offer you convenience, you are simultaneously making things easier for hackers. Once a hacker obtains your credit card number, they only need your CVV to complete a transaction. Therefore, never save your credit card details on any website or app.
Safeguard Your Purchase Receipts:
If you retain the receipts for all purchases made using your credit card, you can cross-reference those receipts with the amounts actually charged to your credit card account. There have been numerous instances where billing errors have occurred. Therefore, always keep your purchase receipts safe.
Sign the Back of Your Credit Card:
Customers often forget to sign the back of their credit cards. In such a scenario, if you happen to lose your credit card, anyone could use it to conduct transactions and even forge your signature—signing both the transaction receipt and the credit card itself. Therefore, always sign the back of your credit card.
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FAQs
Why did SBI Card reject my credit card application?
SBI Bank has established specific eligibility criteria for its credit cards. They evaluate factors such as the CIBIL score, the applicant’s income, credit history, and background. If you do not meet these criteria set by the bank, your application may be rejected.
Can one apply for an add-on credit card on an SBI Card?
Yes, you can apply for an add-on card once your primary credit card application has been approved.
Can I apply for a Priority Pass membership?
SBI Card Priority Pass membership is extended only to select credit cardholders.
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